Tax Effective Property Investment Strategy

Self-managed super funds now gearing into the property market

Many investors know the attraction of negative gearing for property investment. And a number of years ago, super rule changes opened up the way for self-managed super funds (SMSFs) to access this powerful investment strategy.  Matthew McCabe* from Judge Financial Planning commented on the surge in interest from many SMSF clients. “It’s not that surprising … Continued

2017 Federal Budget – Penrith Seminar

The Turnbull Government is set to deliver the Federal Budget on Tuesday 9th May 2017, which will outline the economic and fiscal outlook for Australia. It will illustrate the Government’s social and political priorities, and how the Government intends to achieve these. Judge Accounting & Judge Financial Planning will be holding a briefing to support … Continued

Smart Investments

Make your money work smarter

With most things in life, the more you put in, the more you’re likely to get in return. So if you could put more money into investing, imagine what the results could be.   You might feel like you don’t have any more money to invest. But what about the potential lying dormant in the … Continued

Business Protection Advice

Minding your own business

From one successful local business to another, Judge Financial Planning would like to inform you of the critical need to insure your business against life’s unexpected mishaps. After all, whether your business is your “pride and joy” or simply “a means to an end”, it’s your livelihood so it pays to protect it. Can you … Continued

Self-managed super funds

Self-managed super and property

Self-managed super funds have become a popular way for Australians to build their retirement savings. In fact they’re now the fastest growing segment of the superannuation market, with over one million of us now counted as members of an SMSF.^ Those members collectively hold more than half a billion dollars in superannuation assets, approximately 16% … Continued


Insurance and self-managed super: don’t get caught out!

Self-managed super funds are now the fastest growing part of the superannuation market in Australia, with more than one million of us being members of an SMSF. SMSFs have become a popular way for Australians to build their retirement savings because they generally offer greater control and flexibility of your super investments. And while thousands … Continued

Debt Management Tips

Managing debt: What’s your plan?

Debt is one of the fixtures of modern life for most people but if you feel it’s getting out of your control, it’s time to act. The Australian Psychological Society(1) says 35 per cent of Australians have significant levels of distress in their lives; 26 per cent have above-normal levels of anxiety; and 26 per … Continued

Smart Retirement

Superannuation $1.6m Cap

From 1 July 2017, a ‘transfer balance cap’ of $1.6 million will be introduced that limits the amount that can be held in the retirement (pension) phase of super. You currently exceed this limit so it’s important that we meet to discuss your options which may include transferring some of your pension money back to … Continued

Changes in TTR Strategy

Changes to Transition To Retirement (TTR) strategy

On 1 July 2017, some rule changes come into effect that may impact your ‘transition to retirement’ (TTR) strategy. The tax rate payable on earnings from investments held in a TTR pension will increase from 0% to a maximum of 15%. Also, the annual cap on concessionally taxed super contributions will reduce to $25,000. It’s … Continued

top 5 myths about sorting your finances

Review your super contributions

On 1 July 2017, some rule changes will come into effect that may impact your retirement strategy and possibly the contributions you make into superannuation. The cap on concessional (pre-tax) super contributions will reduce from $30,000 pa or $35,000 pa (depending on age) to $25,000 pa. The cap on non-concessional (after-tax) super contributions will reduce … Continued

Changes to Superannuation

Changes to Super from 1 July 2017

The changes to super and tax laws proposed in this year’s federal budget, then revised and adjusted by the government in September, have been passed through Parliament and are mostly due to take effect from July 1, 2017. That means that you have until July to consider if there is any action you should take … Continued