Earn more with Pay As You Go withholding variation

Claiming depreciation and using a Pay As You Go withholding variation can increase your fortnightly cash flow Though investors often use negative gearing to offset the costs involved with owning a property, most have the aim to eventually use the property primarily as a source of income and to generate wealth. Property investors evaluating their … Continued

What you need to know about Bitcoin and Cryptocurrency

Cryptocurrencies are on the rise. It’s important to have some idea of what’s going on. Some appreciation of likely tax consequences of the cryptocurrencies and structures around them. We have summarized everything you need to know about it. The Australian tax consequences for Australian resident investors upon the purchase of cryptocurrency. Upon each release of … Continued

Is your Home Loan still right for you?

Do you know how well your current home loan stacks up? Things change, and chances are since you got your home loan, interest rates may have moved, and life has too. Has the official cash rate changed since your current loan settled? Has the rate your lender is charging you changed? What about the fees … Continued

Self Employed? Protect your Income

There are over two million self-employed Australians in the workforce today. Running your own business can be rewarding in many ways. However, without the safety nets and security offered by larger corporations, it’s important to consider financial protection as part of essential business planning.  When small business owners think about their insurance needs, they immediately … Continued

Wishing to apply for a Home loan?

What items do you need to organise before attending a loan appointment? Most lenders tend to have similar processes to enable assessing client’s loan applications. As a result, leads to similar original documents being proved to enable the loan application process is not stalled, once lodged. The following lists are a starting guide for gathering … Continued

Small Business Superannuation Clearing House(SBSCH) Update

ATO’s Business Portal New System: (SBSCH) On 26 February, the Small Business Superannuation Clearing House (SBSCH) service will be available through ATO’s online services Business Portal. To manage the transition, the SBSCH will be unavailable from Tuesday, 20 February 2018 to Sunday, 25 February 2018 inclusive. During this time ATO will be transferring your data across to the new … Continued