Lending

Lending

Judge Group delivers a range of Lending services tailored to your personal and professional needs.

We understand your time is precious, and endeavor to organise our meetings to best suit you – no matter the time or place. We pride ourselves on keeping our clients fully informed throughout the process, and providing you with ongoing support.

Buying a Home

When looking to purchase a new home or investment property, we consider a range of options.

Using our understanding and knowledge of the current market, we compare loans and narrow it down to those that suit your specific needs – then we choose together.

We’ll assist in completing the paperwork, manage the application process and follow it through to approval, leaving you to get excited about your new home.

Best Features

  • Post-settlement advice
  • A choice of lenders
  • More options

Becoming a First Home Buyer

Buying your first home is exciting, but it comes with many questions; the first being, “how much can I borrow, and what are my likely repayments?”.

That’s where we come in. We will compare home loans across a variety of products available from Australia’s leading lending institutions to ensure you make the best financial decision.

As a first home buyer, you may also be eligible for a first home buyer grant (available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement).

We will support you throughout the entire home loan process – from application to approval.

Best Features

  • A choice of lenders who understand First Home buyers
  • More options than a single bank can deliver
  • Post settlement advice

Refinancing your Home Loan

A shift in circumstances may mean you need to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting , and fees and fixed versus variable interest rates need to be considered.

The right refinanced loan might help you to: pay off your mortgage faster and for less, clear unhealthy debt, or upgrade and add value your home – all of which are steps in the right direction.

Best Features

  • A choice of lenders who understand First Home buyers
  • More options than a single bank can deliver

Investing in Property

Generally, property in Australia is considered to be a sound investment due to steady and consistent increases over time; but it’s not a quick win. Property typically has a seven to ten-year cycle – with highs, lows and steady stints in between.

We are here to help you find the right lender and loan for your circumstances in this new environment, where credit has tightened in the wake of the Global Financial Crisis, making lenders more cautious about who borrows what. We will also wade through the many investment loan options on offer, leaving you more time to find the ideal property.

Best Features

  • A choice of lenders who understand First Home buyers
  • More options than a single bank can deliver

Financing Commercial Property and SMSF Loans

Our professional specialists in commercial property finance ensure a wide list of lenders is available to source the appropriate financing for your needs.

The property can be purchased through the business entity, trust or SMSF following advice from your Accountant as to the best structure suited to your circumstances.

Our list of commercial lenders enables choice for your desired outcome; with processing times, interest rates and security setup.

Best Features

  • A choice of commercial lenders who understand small business, and office/factory/retail outlet requirements
  • Professional lodgment platform purposely built with you in mind
  • More options than a single bank can deliver

Asset Finance and Short-Term Loans

Are you a business that requires unsecured short-term funding abilities in purchasing resources for your business operations?

Asset Finance is an important aspect of business resource acquisition and cash flow enabling purchase of vital cars, trucks, trailers, business fit-outs, and technology upgrades required for sustainable business growth.

We can guide you through the process, and offer several competitive lenders who understand your business’ requirements.

Best Features

  • A choice of asset finance lenders who understand small business requirements
  • Terms from 1 to 7 years for new purchases, with varying balloon options
  • Chattel mortgages and leases to suit your requirements
  • Short term finance from 6 to 24 months at competitive rates.

Discover The Finest Accountants Near You — Judge Accountants

Judge Accountants is a leading accounting firm in NSW. We provide a comprehensive range of accounting, taxation, and financial planning services for individuals and businesses of all sizes.

With a team of experienced and qualified accountants, we are committed to delivering exceptional service, personalised advice, and achieving the best financial outcomes for our clients.

Professional accounting team

The Benefits of Choosing Expert Accounting Services

Whether for personal or professional purposes, handling your money can be difficult and time-consuming. Tax laws constantly evolve, and keeping up with the latest regulations can feel overwhelming.

Expertise

Our team of accountants near you have the knowledge and experience to navigate the intricacies of accounting and taxation.

Tax Efficiency

We help you understand complex tax regulations and ensure you take advantage of all available deductions and benefits.

Time-Saving

We free you up to focus on what matters most – running your business or managing your personal finances.

Peace of Mind

Knowing your finances are in the hands of our best tax accountant allows you to confidently focus on your goals.

Business meeting

What Sets Judge Accountants Apart?

Judge Accountants employs experienced business agents in Penrith, adept at navigating local regulations and fostering lucrative partnerships.

Transparent Pricing

We provide clear and upfront pricing so that you know precisely what to expect. There are no unwelcome shocks or additional costs.

Personalised Service

We believe establishing close bonds with our valued clients is important. You'll have a dedicated tax accountant who understands your specific needs.

Detailed Annual Planning

We proactively schedule meetings to discuss tax-saving strategies, ensure you are on track, and answer all your questions.

Clear Communication

We take the time to break down complex financial concepts in a clear and concise way, ensuring you understand your position fully.

Financial Planning

Our team can assist you with financial planning for the future, including retirement planning and wealth creation strategies.

Modern Technology

We use cutting-edge technology to streamline our processes, improve efficiency, and offer secure online access to your information.


With a keen understanding of the regional market, our agents facilitate strategic expansions and adeptly handle negotiations, ensuring optimal outcomes for our clients.

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