Lending

Lending

Judge Group delivers a range of Lending services tailored to your personal and professional needs.

We understand your time is precious, and endeavor to organise our meetings to best suit you – no matter the time or place. We pride ourselves on keeping our clients fully informed throughout the process, and providing you with ongoing support.

Buying a Home

When looking to purchase a new home or investment property, we consider a range of options.

Using our understanding and knowledge of the current market, we compare loans and narrow it down to those that suit your specific needs – then we choose together.

We’ll assist in completing the paperwork, manage the application process and follow it through to approval, leaving you to get excited about your new home.

Best Features

  • Post-settlement advice
  • A choice of lenders
  • More options

Becoming a First Home Buyer

Buying your first home is exciting, but it comes with many questions; the first being, “how much can I borrow, and what are my likely repayments?”.

That’s where we come in. We will compare home loans across a variety of products available from Australia’s leading lending institutions to ensure you make the best financial decision.

As a first home buyer, you may also be eligible for a first home buyer grant (available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement).

We will support you throughout the entire home loan process – from application to approval.

Best Features

  • A choice of lenders who understand First Home buyers
  • More options than a single bank can deliver
  • Post settlement advice

Refinancing your Home Loan

A shift in circumstances may mean you need to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting , and fees and fixed versus variable interest rates need to be considered.

The right refinanced loan might help you to: pay off your mortgage faster and for less, clear unhealthy debt, or upgrade and add value your home – all of which are steps in the right direction.

Best Features

  • A choice of lenders who understand First Home buyers
  • More options than a single bank can deliver

Investing in Property

Generally, property in Australia is considered to be a sound investment due to steady and consistent increases over time; but it’s not a quick win. Property typically has a seven to ten-year cycle – with highs, lows and steady stints in between.

We are here to help you find the right lender and loan for your circumstances in this new environment, where credit has tightened in the wake of the Global Financial Crisis, making lenders more cautious about who borrows what. We will also wade through the many investment loan options on offer, leaving you more time to find the ideal property.

Best Features

  • A choice of lenders who understand First Home buyers
  • More options than a single bank can deliver

Financing Commercial Property and SMSF Loans

Our professional specialists in commercial property finance ensure a wide list of lenders is available to source the appropriate financing for your needs.

The property can be purchased through the business entity, trust or SMSF following advice from your Accountant as to the best structure suited to your circumstances.

Our list of commercial lenders enables choice for your desired outcome; with processing times, interest rates and security setup.

Best Features

  • A choice of commercial lenders who understand small business, and office/factory/retail outlet requirements
  • Professional lodgment platform purposely built with you in mind
  • More options than a single bank can deliver

Asset Finance and Short-Term Loans

Are you a business that requires unsecured short-term funding abilities in purchasing resources for your business operations?

Asset Finance is an important aspect of business resource acquisition and cash flow enabling purchase of vital cars, trucks, trailers, business fit-outs, and technology upgrades required for sustainable business growth.

We can guide you through the process, and offer several competitive lenders who understand your business’ requirements.

Best Features

  • A choice of asset finance lenders who understand small business requirements
  • Terms from 1 to 7 years for new purchases, with varying balloon options
  • Chattel mortgages and leases to suit your requirements
  • Short term finance from 6 to 24 months at competitive rates.

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