While there's no legal minimum, we typically recommend at least $200,000 in combined superannuation assets to ensure an SMSF is cost-effective compared to retail funds.
Self-Managed Super Fund (SMSF) Accountants in Western Sydney
Your Local Partner in SMSF Setup, Management & Compliance
Looking to build wealth and secure your retirement on your terms? Judge Accountants transforms complex SMSF challenges into clear opportunities for Western Sydney business owners with our proactive, transparent approach to SMSF accounting, compliance and investment strategy.
Barclay Judge and Girish LoyaWhy Partner with Judge Accountants for Your SMSF?
Local Western Sydney Expertise
Understanding the unique needs of local business owners
Transparent Fixed-Fee Pricing
Clear, competitive rates with no hidden costs
Proactive Compliance Management
Stay ahead of ATO requirements without the stress
Real-Time Reporting Access
Monitor your SMSF performance whenever you need to
Is an SMSF Right for You?
Self-Managed Super Funds offer greater control and flexibility but come with specific responsibilities. An SMSF might be perfect for you if:
You want direct control over your superannuation investments
You're seeking potential tax benefits for your business or investment strategy
You have sufficient superannuation assets to make self-management cost-effective
You're interested in purchasing business property through your superannuation
You value a personalised retirement strategy aligned with your business goals
Not sure if an SMSF is right for your situation? Our free assessment will provide clarity without obligation.
Book Your Free SMSF Assessment
Our Comprehensive SMSF Services
SMSF Establishment & Setup
We handle all the complexities of setting up your Self-Managed Super Fund, ensuring proper structure, trustee arrangements, and investment strategy alignment from day one.
Ongoing Compliance & Administration
Our proactive approach keeps your SMSF fully compliant with changing regulations while minimising your administrative burden through our innovative digital platform.
Investment Strategy Guidance
Receive clear, practical advice on investment options that align with your retirement goals and risk profile, including diversification strategies across various asset classes.
Property Investment through SMSF
Leverage your super to invest in business premises or investment properties with expert guidance on limited recourse borrowing arrangements and bare trust structures.
Pension Phase Management
Seamless transition to pension phase with strategies to optimise your retirement income stream and ongoing monitoring of pension drawdown requirements.
Advanced Technology for Seamless SMSF Management
"We provide solutions to give you more time to do what you love. Our technology platforms streamline your SMSF management while ensuring you stay fully compliant."
Real-time investment portfolio tracking
Monitor performance whenever you need to
Automated compliance alerts
Stay ahead of regulatory requirements
Streamlined document management
Access important SMSF documents securely
How We Work: Your SMSF Journey.
1
Discovery Meeting
Understanding your retirement goals
2
Strategy Development
Creating your personalised SMSF roadmap
3
Implementation
Handling all setup and compliance
4
Regular Reviews
Proactive management and refinement
5
Ongoing Partnership
Continuous support as you evolve
Tailored SMSF Solutions for Your Business
For Established Traders & Small Business Owners
We understand the challenges of balancing business growth with retirement planning. Our SMSF solutions create opportunities to invest in business real estate while building your retirement wealth, giving you more time on the tools and less stress about compliance.
For Healthcare Professionals
We provide specialised SMSF strategies that complement your practice structure while maximising retirement benefits and protecting assets, with particular expertise in medical practice property investment and succession planning for multi-location practices.
For Family Businesses
We help business owners create integrated SMSF strategies that support succession planning and wealth transfer across generations, ensuring your business legacy continues smoothly while maximising tax benefits and protecting family assets.
For Alternative Therapy Practitioners
We understand the unique needs of alternative health practitioners, providing SMSF solutions that accommodate flexible income patterns while building retirement security and creating potential practice ownership opportunities through strategic super investment.
SMSF Estate Planning & Succession
Secure your legacy with our comprehensive SMSF estate planning services:
Binding death benefit nominations
Ensure your super goes to your chosen beneficiaries
SMSF succession planning
Smooth trustee transition arrangements
Intergenerational wealth transfer
Strategic approaches for family business continuity
Pension planning
Optimising benefits for you and your dependents
Our approach integrates your SMSF strategy with your broader estate planning to protect what matters most.
Ready to Take Control of Your Super?
Book your free, no-obligation SMSF assessment and discover how Judge Accountants can transform your retirement planning.
Frequently Asked Questions
How much super do I need to start an SMSF?
Can I use my SMSF to purchase my business premises?
Yes, this is one of the significant benefits of an SMSF. We can guide you through the process of purchasing business real estate through your SMSF in a compliant manner.
How do limited recourse borrowing arrangements work?
These special borrowing structures allow your SMSF to purchase property while protecting other fund assets. We can establish the correct bare trust arrangement and guide you through the entire process.
How long does it take to establish an SMSF?
With our streamlined process, we can typically establish a new SMSF within 2-3 weeks, including all necessary registrations and account setups.
What are the compliance requirements for an SMSF?
SMSFs must comply with superannuation law, lodge annual returns, undergo independent audits, maintain proper records, and follow investment strategy guidelines. Our proactive SMSF administration services ensure you meet all these requirements without the administrative burden.
What are the costs involved with running an SMSF?
Our transparent, fixed-fee pricing covers establishment, specialised SMSF software, ongoing administration, compliance, audit, and tax return preparation. We ensure your SMSF remains cost-effective compared to retail funds, with typical monthly fees starting from $285 mo +GST depending on complexity and service level.
What investment options are available through an SMSF?
SMSFs can invest in a wide range of assets including shares, property, fixed interest, managed funds, and certain collectibles, all subject to investment strategy and compliance requirements.